Terms & Conditions

Company Name: Stemar

By accessing or using our website, products, or services, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our services.

1. General

These Terms & Conditions govern your use of Stemar’s website and services. By using our website, you confirm that you are at least the age of majority in your jurisdiction or have permission from a legal guardian.

2. Products & Services

  • All products and services are subject to availability.

  • We reserve the right to modify or discontinue any product or service without prior notice.

  • Prices are subject to change at any time without notice.

3. Orders & Payments

  • By placing an order, you agree that all information provided is accurate and complete.

  • Stemar reserves the right to refuse or cancel any order for any reason.

  • Payments must be made in full before orders are processed.

4. Shipping & Delivery

  • Delivery times are estimates and not guaranteed.

  • Stemar is not responsible for delays caused by third-party carriers or events beyond our control.

  • Risk of loss passes to the customer upon delivery.

5. Returns & Refunds

Returns and refunds are governed by our Refund and Returns Policy, which forms part of these Terms & Conditions.

6. Intellectual Property

  • All content on this website (text, images, logos, graphics) is the property of Stemar and is protected by intellectual property laws.

  • You may not copy, reproduce, distribute, or exploit any content without written permission from Stemar.

7. User Conduct

You agree not to:

  • Use the website for unlawful purposes

  • Violate any applicable laws or regulations

  • Attempt to harm, hack, or disrupt the website or services

8. Limitation of Liability

Stemar shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website, products, or services, to the fullest extent permitted by law.

9. Warranties Disclaimer

All products and services are provided “as is” and “as available” without warranties of any kind, express or implied, unless otherwise stated.

10. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of [your country/state].

11. Changes to Terms

Stemar reserves the right to update or modify these Terms & Conditions at any time. Changes will be effective immediately upon posting on our website.

12. Contact Information

For questions about these Terms & Conditions, please contact us:

Email: info@stemar.com
Company: Stemar